BofA chief: We have a 'right to make a profit'

Particle Man · 10-06-2011, 10:34 AM

You want to charge me to access my own money? Screw you, I'll go elsewhere.

OneSickPsycho · 10-06-2011, 10:43 AM

Quote:

Originally Posted by Particle Man

You want to charge me to access my own money? Screw you, I'll go elsewhere.

And that's your right... you don't want to use their services, you don't have to... Just as they have the right to charge whatever the fuck they want to use their services...

Interesting article: http://www.pbs.org/newshour/bb/busin...ees_09-30.html

Hey, 'how about the government quit fucking with shit?' is pretty much my feel on the story...

Particle Man · 10-06-2011, 10:48 AM

Quote:

Originally Posted by OneSickPsycho

And that's your right... you don't want to use their services, you don't have to... Just as they have the right to charge whatever the fuck they want to use their services...

Interesting article: http://www.pbs.org/newshour/bb/busin...ees_09-30.html

Hey, 'how about the government quit fucking with shit?' is pretty much my feel on the story...

Exactly. Same premise if I'm "offended" by something on TV or the radio... change the channel.

Problem solved.

THAT is freedom.

OneSickPsycho · 10-06-2011, 10:53 AM

Quote:

Originally Posted by Particle Man

Exactly. Same premise if I'm "offended" by something on TV or the radio... change the channel.

Problem solved.

THAT is freedom.

Ron Paul 2012 motherfuckers....

Smittie61984 · 10-06-2011, 12:50 PM

Quote:

Originally Posted by Particle Man

You want to charge me to access my own money? Screw you, I'll go elsewhere.

They're not charging you for access to your money. they are charging you for a service.

Sixxxxer · 10-06-2011, 04:53 PM

Quote:

Originally Posted by Smittie61984

They're not charging you for access to your money. they are charging you for a service.

That service being...Holding YOUR Money.

Fuck That shit, My bank charges 2 dollars...and Ive been okay with it for now...but I do have an ING account and may open a USAA one shortly and cut ties with my current bank completely.

Homeslice · 10-06-2011, 05:00 PM

Quote:

Originally Posted by Sixxxxer

That service being...Holding YOUR Money.
.

And giving you free checking, free auto-pay, free direct deposit, free ATM card.....

Smittie61984 · 10-06-2011, 05:02 PM

Quote:

Originally Posted by Sixxxxer

That service being...Holding YOUR Money.

Then why put it in a bank at all? Why not just keep it at your house/apartment/buried in the backyard?

I'm guessing you like the security of your money/wealth being in a bank. Why? If your house burns down and you have all of your money and savings in there then it is gone and nothing left to do except bitch. If the bank burns down or your house burns down then you go to the bank and retrieve your money.

You are also paying for the convienence of not having to run to your bank every day and to get a certain amount of money.

But as stated earlier. If people don't like it then you can get another bank. My bank actually pays my ATM fees back when I use it. I also don't pay monthly and well I don't pay anything ever.

Particle Man · 10-06-2011, 05:10 PM

Quote:

Originally Posted by Smittie61984

They're not charging you for access to your money. they are charging you for a service.

these days, you can even find stores that will either not accept cash without going through all sorts of hoops or they have ONE cash only line with everything else being electronic.

Again, they aren't charging me shit - I will continue going elsewhere. If other places follow suit, I'll go back to writing checks. I have no problem with writing a check to myself for cash and going to the bank. Not convenient but I'll still do it. I will laugh my ass off when the banks bitch about the administrative costs of handling checks.

Oh and by the way, they're using my money to make investments off of which they make their money when I make a deposit; basically, I'm allowing the bank to borrow my money. With the "charging for a service" logic, I should be within my rights then, to charge THEM a fee for providing THEM with a service.

Quote:

Originally Posted by Homeslice

And giving you free checking, free auto-pay, free direct deposit, free ATM card.....

Consider it a continuation of the above logic - that's my service charge for allowing them to use my money.

anthonyk · 10-06-2011, 05:27 PM

Quote:

Originally Posted by Particle Man

Oh and by the way, they're using my money to make investments off of which they make their money when I make a deposit; basically, I'm allowing the bank to borrow my money. With the "charging for a service" logic, I should be within my rights then, to charge THEM a fee for providing THEM with a service.

Consider it a continuation of the above logic - that's my service charge for allowing them to use my money.

I remember when you could actually get a meaningful interest rate with your checking account. Jeez, I feel old.

10-06-2011, 10:34 AM	#1
Particle Man Custom User Title Join Date: Nov 2008 Location: Central NY Moto: 2003 SV650S Posts: 14,959	You want to charge me to access my own money? Screw you, I'll go elsewhere. __________________ I'm not "fat." I'm "Enlarged to show texture." Handle every stressful situation like a DOG: If you can't eat it or hump it, pi$$ on it & walk away.